Protecting Your Property from Floods

Just like an unexpected car crash, flooding can cause damage that follows residents for years. Fortunately, just like with auto insurance, homeowners can prepare for the most unpredictable circumstances with a personal flood insurance policy.

Facts About Flood Insurance

Flood insurance is one of the most essential types of coverage that homeowners can secure, but it’s also one of the most misunderstood. Here’s everything you need to know about flood insurance to make the most informed decision for your home.

Flood insurance isn’t typically covered in homeowner’s insurance.

Most homeowner’s and renter’s insurance policies don’t cover flood damage, which means you need a separate policy for full coverage. 

Flood insurance is still important in low-risk areas.

In fact, over 20% of flood-related claims come from areas that aren’t at high risk.

Flood insurance is essential year-round.

Unlike hurricanes and similar natural disasters, flooding can happen at any time, which makes constant coverage essential in every area.

Flood insurance doesn’t only cover direct flood damage.

It covers damage and loss from direct flood impact or flood-related incidents that cause subsequent damage.

Flood Coverage for Your Home

You can’t always count on the local forecast to predict the likelihood of a flood, but you can count on the professionals at Corkhill Insurance Agency to protect your property. At Corkhill, service is our policy. We offer insurance policies that safeguard your finances, alleviate your liability, and guarantee that you are provided funds if your property or belongings are damaged or destroyed following a catastrophic event. To receive your free quote, call us today at 407-898-8891.